Steps in Mortgage Process
Pre-approval – Determining your budget.
House Hunting – Finding the perfect home.
Loan Application – Submitting your financial details.
Processing & Underwriting – Reviewing your loan for approval.
Closing – Finalizing the loan and getting the keys to your new home.
Mortgage rates are influenced by your credit score, loan type, loan term, down payment, and current market conditions
Down payments typically range from 3% to 20% of the home’s purchase price. Some loan programs, like FHA or VA loans, may require less.
Oak Leaf Finance made the mortgage process smooth and effortless. Their team’s expertise and personalized approach helped me secure the perfect loan for my new home.